Most mortgage brokers measure success in settlements. At Capital Wealth Finance in Annerley, the measure that comes up again and again is time. The firm describes itself as "a boutique mortgage brokerage and planning firm established since 2000," and says it is now "servicing the 2nd generations – the children from the 1st clients and soon, the 3rd generations."
The business provides "quality loan and property advice to professionals and business owners," according to its homepage, and calls itself "Your Wealth Creation Partner." Its work ranges "from residential home loans, and commercial and development loans to insurance risk and property management." The loan types listed run from home and investment loans to business, commercial, private funding and NDIS loans, as well as car loans and chattel mortgages.
Jenny Oh and a multilingual team
The firm's Annerley page names Jenny Oh as the person behind its advice, saying she "provides expert guidance and professional advice at Capital Wealth Finance Annerley." The site describes the team as "fully certified and UNSW qualified" and "fluent in English, Cantonese, and Mandarin, making communication smooth and personalised." Alongside first home buyers and refinancers, it lists help for business owners, professionals such as "engineers, nurses, lawyers, teachers, and medical staff," and overseas non-residents and self-employed borrowers, with low documentation options for easier access.
Capital Wealth Finance also takes on more complex deals. Among the success stories on its homepage, the firm writes that it was "an awesome feeling" securing "a $3.2 M commercial development loan for client with no presales." Its business lending page says the team aims at "understanding your needs before recommending the ideal financial solution," and promises to cut "through financial jargon."
Super, property and protection
Self-managed super is a large part of the offering. The firm's SMSF advice page lists services from "establishing a new SMSF loans to acquire assets" and "managing contributions into your superfund" to "using your super savings to secure income-producing real estate." On its homepage it says it guides clients through "the pros and cons in using SMSF to buy property" and "what are the right property to buy under your superfund."
The firm pairs that with property advice "on structure, asset protection and hunting for the property type that meets your identified goals and needs," and with protection cover including life insurance, total permanent disability, trauma and income protection, and landlord and public liability insurance. New clients are invited to book a free 30-minute financial review.
Clients who stayed for decades
The reviews republished on the firm's testimonials page read like a long relationship. "We've been working with Jenny for over 15 years, and she's been there for us every step of the way," writes Zhehao C., describing help "from our first home loan to investment properties and long-term financial planning." Yishuang H. writes: "More than just a broker, Jenny is a trusted advisor. She took the time to explain everything clearly." Soraya L. says the team "took the time to explain every step of the process, ensuring I understood my options and felt confident in my decisions," while Benjamin C. adds simply that "they work day and night for us!"
Capital Wealth Finance also keeps clients informed through a regularly updated blog, with recent posts on the latest cash rate rise and what a good home loan rate looks like now. For a firm that now looks after its first clients' children, keeping people in the loop is part of the job.